Protect Your Money
Easy Withdrawal With ATM Prepaid Card
Get 100% Guaranteed Return
Easy Going Monthly/Weekly/Daily
Recurring Schemes Available
Comfortable Secured Loans
Home Loans
Car Loans
Business Loans
Personal Loans

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Welcome to Janota India Nidhi

Janota India Nidhi ltd offers you different types of schemes to meet your financial goals and secure your future.Choose from our wide range of money deposits and loans that are specially designed to keep your unique requirements in mind.

Our Deposit Schemes

Savings Account

Money can be easily deposited and withdrawn from saving account as per the wish of the account holder

Fixed Deposit

Get 100% guaranteed returns on your deposits unaffected by market fluctuations.

Recurring Deposit

Monthly deposits with attractive interest rate to meet your financial goals.


Monthly Income

Monthly Income Scheme(MIS). Suitable for investors who want to earn a regular fixed income with guaranteed returns at a certain rate of interest every month 

Daily Deposits

 A unique savings scheme for daily wage earners. Daily Deposit lets daily income earners save their daily earnings with attractive returns.

Gold Loan

Gold loans act as the quickest and easiest way to get funds for business or personal requirements.

Our Secured Loans

Secured Loan Against Gold

A sum of money which is borrowed to be paid back with interest over a period of time.

Personal Loans

A Personal Loan from Bandhab Nidhu helps you meet your diverse financial needs during an emergency. 

Mortgage Loan

A mortgage is a loan where the property or real estate which is used as collateral.